Many Americans need help with medical bills that keep piling up on their kitchen table. With no money to pay them, these bills only become a source of anxiety. Depending on the state you live in, there are limited options available to assist you with unpaid hospital bills.

A good place to start looking for help with medical bills is by enlisting the services of a medical billing advocate. This is a third party who helps comb through your unpaid medical bills to make sure there are no errors. They also see if pricing is fair on the medical procedures. They can negotiate your debt when paying off hospital bills.

Seeking assistance from your state may be an option, if the state offers programs. Many states offer protection for their constituents against harsh collection practices. Certain states have made it illegal to garnish wages and use other aggressive collection practices for the recovery of unpaid hospital bills. Some states offer health coverage to individuals with no coverage who meets the qualifications. For patients that are diagnosed as terminal or disabled, state and federal governments almost always offer full-coverage programs.

Help with medical expenses will not be necessary if you seek free medical help whenever possible. There are free medical clinics that offer services to anyone in need of medical attention. There are also free prescription programs to aid with the expense of medicines. However, as we all know, medical attention is generally unexpected. Free clinics and free medicine is available in many areas, so take advantage of the free services when you can.

If you find that you do not qualify for any programs or if there is no help with medical bills in your area, you may consider bankruptcy as an option for resolving your unpaid hospital bills. You cannot ignore the bills for long before the hospitals begin collection activity. Be proactive and find the right resolution before your problem gets out of hand. Seek help with medical expenses and get back on your feet now!