To explain the money system, we should look at how money is born. In pretty much every country on Earth, one of the ways new money can be born involves a central bank. If the bank notes that an increase of the money supply would help us, it can just make more money. It's that easy. It does not even need to be printed as currency to be born. The next step involves the commercial banks. These are the banks that you and I use to cash checks and deposit money. All the central bank needs to do is buy some things from these banks using the money it just made and now the commercial banks have more money.

There's another way money can be born. It involves commercial banks. If I go to the bank and deposit $ 500, the bank says, "fantastic," we will hold on to this money for you and at any time you want, you can withdraw or spend these $ 500. The thing is, legally, banks only need to reserve a fraction of the money that they are given. This is known as fractional reserve banking. It means that if someone else comes along, say, Bob and he wants to borrow some money, say, 300 dollars, the bank can lend him $ 300. And now, whenever he wants he can spend these 300 dollars. But here's the thing: Bob can spend $ 300 and I can spend $ 500 for a total of $ 800, despite the fact that there are only 500 dollars in the bank. By the way, you can act just like a central bank and control the money supply yourself. It is illegal, but you can technically increase the money supply by counterfeiting and you can decrease the money supply by subtracting money. For instance, burning it.

If you burn your own money, you become poorer, but because you've reduced the money supply, the power of everyone else's money goes up and they become a tiny bit richer. Of course, given the amount of money you could probably get your hands on and burn, your effect will be quite imperceptible. In a world, where nothing was stable and survival was a challenge, food, clean water, antibiotics, and machines of those types of things would be our economy. When what you use as money has an intrinsic value, it's useful in and of itself, it is known as commodity money. It can also include precious metals, like gold, and silver which rarity makes it likely to be accepted by other people for goods and services. Now, when you can safely store all of your commodities in one place and you do not need a defend them or lug them around everywhere, representative money often makes more sense. Store your valuables in a trusted place like a bank and get some slips of paper from them, saying "yeah, I own that stuff." Now you can walk around with some easy to carry slips of paper and use those to buy the things that you want. We are now closer to what we call money today. I say closer, because almost all money that we know of today does not represent any actual useful commodity anywhere on Earth. This note does not represent how much food or water or gold or spices or video games I have stocked up in a bank, it just is money. It's called fiat money

Today I will teach you about what kind of tools bloggers need. When you first set out, you have a successful blog, you have to know many things about blogging tools and software and hardware perhaps. I hope this will be helpful to you.

The first thing that I obviously bloggers need is to have a website. A website where they would set up a blog and publish articles, post and other important information, content. For this in order to happen, you have to have the domain, domain name which could be a generic domain name in your area, in your niche. Or it could be something fancy less understandable, something that people might want to ask about you. Or it could just be your name. This is the first thing you need to know. Obviously, to choose the right platform for blogging.

Today, blogging world is so advanced and so sophisticated that literally, there are hundreds, or around thousands of possibilities to choose the right blogging platform. Some of them are free, some of them are paid. In my opinion, it really does not matter what kind of platform do you use. As long as it is reliable and as long as you're comfortable with working with it. Basically, you have to know how it works, how it functions. It has to be easy to use. I have experience with Weebly platform and that's what worked for me. Other people of course admire what's best today and other platforms. Of course, there is not a lot of difference between them. All of them are very easy to use and they're user sensitive and they're easy to manage for non-tech person. Because in earlier days, you had to know HTML, you have to know how to program. Today, basically, you just drag and drop in this kind of interfaces, very easy to use.

If you are stuck in your blog, basically, even before I can do blog. You have just a general idea how to start about the blogging but you do not know what kind of platform would you choose. I suggest you simply go to the most popular one and do not bother too much about it. Do not stress out, do not think about it. Because later, if you do not like, you can even switch and that's completely acceptable. Switch and even migrate your blogging platform to the more advanced which is more needed to your more advanced options later on. I would say, the more important thing is to choose it quickly, to set up your platform, to set up the first post, to set up the domain and that's what you need to know for the beginning. Then, you could really start and produce great blog content. Some of the mistakes people of course make in choosing the platform is if they go to the cheapest one or the free one, sometimes, the free solution is not the best. Because they have probability limited amount of space, limited amount of bandwidth, limited amount of possibilities, even media.

Even when you choose let's say Weebly, they have plans and price and there are options to upgrade. If you are in the long term for successful blogging, you have to choose the right tools for the beginning. I would invest a few dollars a month just to have the right tools. Because if you are using free platform, then, you can not really complain if something goes wrong with that platform. If the owner of that platform decides to shut it down and you lose your content. If you're paying your actually describing your own platform and basically you are owning your own platform. That's much more valuable in the long run.

This is one of the books I have found useful in my search for further traffic sources. There are several methods you won’t even have thought of and many are free traffic sources. Organic traffic once set up continues to grow over time by word of mouth and people passing on your link. It is therefore very important that your website and all your articles are well written, informative, appealing and relevant to the searches in your chosen niche.

It is a good idea to use both organic traffic and paid advertising to encourage searches. Paid traffic can be ppc, Facebook ads, solo ads or banner ads, as they bring quick returns especially useful when making tests.

I have pulled out a few items from the book as illustrations; method 21 is talking about free blog sites. There are many providers to choose from, weebly.com is an easy to use free website provider. Especially useful as you can upgrade your website to a paid version in the future to com, org, info, etc. Weebly.com is easy to use, there are great tutorials, plus a helpful chat line. It is also a highly ranked site so relatively easy to get onto page one of Google.

Method 25 explains the correct way to use Twitter to gain traffic (not the way most people use it)!

Method 22 Ask and answer sites like Yahoo Answers” and Ask.com where you can ask questions and leave answers to other peoples’ questions. They work a little like forum marketing.

Method 51 Stumbleupon, get your articles voted for and passed around. Don’t forget a good resource comment and link to your website.

There are ways to improve your website No 70, 56, 53, 43, 36, 35 to gain more traffic.

The above are just a few entries to show the versatility, some will appeal to you more than others but so many ideas to implement you will never wonder what to do, just when will you have the time!

So if you are an online marketer I hope you will find this little inexpensive book as helpful and full of ideas as I have. Or are you looking for the easiest route into the online world? If this is the case affiliate marketing is the simplest way to start online, if you work with the guidance of a coach. You can start earning commissions in a short time even if you are still learning the techniques.

You will have a great range of best-selling products provided for you and professionally written order pulling sales pages, plus up-to-date training. It is in your coaches interest to help you as they will be earning when you earn too. Affiliate marketing is a fun way to begin online with the security of knowing you are working to a tried and tested plan.

So whatever your online business we all need traffic. Without a ready supply of customers there is no business. Wishing you great success enjoy your time and location freedom with your laptop

Facebook, Twitter, LinkedIn, Adobe Photoshop, YouTube, Word, PowerPoint, Skype and Viber are all good examples of modern day digital tools. Weebly/Wix for building free websites as subdomains, browsers such as chrome or Firefox and blogspot.com used by bloggers as well fall into the category of digital tools. Now the question is if all of these tools help to enhance our tasks or not. Read on where I shed some highlights.

Facebook is an example of social media where people connect to friends and post images, comments and videos which their friends like. It becomes a game about which post gets how many likes and the comments put in by their friends add to the fun of the game. Twitter is a similar kind of social media. These media are entirely for entertainment purposes. They do little to serve for your important tasks unless you are trying to promote a product where you will need friends, fans and followers’ help in advertising, spreading the word about it and ultimately result in purchasing it.

LinkedIn is also for social networking but only for professionals. You network with colleagues and acquaintances to discuss the job market and upload your resume in the hopes of finding a better job that suits you well. LinkedIn should be logged in at home, not at the workplace where you should stick to your current work projects so that you get good recommendations from higher-ups when you attempt to shift to a new job.

Adobe Photoshop, Word and PowerPoint can be daily requirements at work for image edits, documentation and presentations. These are really helpful tools which help to enhance your work.

Skype and Viber are the digital tools to communicate with distant colleagues at another branch or a Boss away from work. Either way you keep each other updated about your work projects. These tools can also be used to enhance communications among family, friends and relatives living far apart.

Your workplace will provide you with domains for setting up your own website so that free subdomains of websites provided by weebly/wix, for instance, are only helpful for those who want for personal use or who are self-employed.

Browsers such as chrome or Firefox are digital tools that are widespread at home or work and used vigorously to surf the net. We cannot survive without these tools because they have become the part and parcel of our life.

Blogspot.com used by bloggers and YouTube for embedding videos are helpful in that they provide information about certain aspects such as cooking a recipe, curing acne or making beautiful hair braids and others for instance, research in a niche or follow-ups of a book to be launched, travel & tourism and even personal development. They enable to promote the work you do but you shouldn’t be wasting your time on them during office work but rather during leisure hours.

Summing up, digital tools come in different forms – some will be directly applicable to work, some will enhance your work while others are completely for fun and entertainment. It is up to you to make good use of them during the right times, without getting into any mishap or trouble.

Internet dating is a popular method of finding love, it is quick with no waiting for snail mail letters to arrive in the post but dating sites are a popular hunting ground for scammers, those people whose intentions are anything but love and rather than finding the key to your heart these people have only one thing in mind-to charm their way into your bank account. There are obvious things to watch out for in a scammer with the main ones being;

(1) The person who contacts you is much younger than you are. It appeals to the ego when someone much younger than ourselves is interested in us but when the other person states in their first letter “age is immaterial” then this should act as a red flag immediately. Ask yourself this question “Would I be interested in someone much older than myself?”

(2) The other person wants to hasten the relationship and usually from the outset will use flattering words to make you field good about yourself. If you are a man then you will be sent photos of beautiful women. These should act as a red flag because if these people are so nice then why don’t they find someone in their own country?

(3) When an African country is mentioned alarm bells should start ringing loud and clear because so many internet scams originate from there but not necessarily. The scammer may come up with a story that he or she comes from another country but is working in Africa.

(4)When your so-called pen friend asks you for money because of some unfortunate incident which has happened such as a car accident, their child is ill, or some other reason then you can be certain that the person is a scammer. People who have been gullible enough to send money to such people have found that there are never-ending request for cash and these unfortunates incidents keep cropping up in this individual’s life. They say “love is blind” and it is true. Common sense tends to go out of the window when someone has finally discovered what they believe is “the love of their life.”

So what precautions can you taking with joining a dating site? Here are some;

Set up a new email address specifically for this purpose and do not include your surname in it. Do not under any circumstances give out your home phone number, use a cellphone, preferably not the same one you use for your everyday use. Visit my site for more information about making new friends at; www.penpalsnz.weebly.com

Nowadays, blogging is one of those things that are immensely trending in the market. If you notice carefully, you would see a lot of bloggers are rising almost at each corner of the street! However, becoming successful in this blogging sector is a different story. Being creative is obviously the foremost condition but if you don’t have any efficient blogging apps with you, even if you have the flair of writing, your post or blog might not get the attention that it deserves. Nowadays, you don’t need a laptop or desktop to pen down your blogs. Here is a list of some amazing and effective blogging apps that can give you an impeccable and fun blogging experience from your iPad or iPhone.

#1 BlogPress

If you are looking for an amazing user-friendly blogging experience, BlogPress is the right option for you. With the help of the text editor that comes along with BlogPress, fine-tuning the written article or correcting it becomes absolutely smoother. Editing an image according to your preference is easier using the image editor integrated with this blogging app. More interestingly, sharing your most favourite posts on the various social media networks like Twitter, Facebook, Flickr, Picasa and YouTube and sharing it with the followers and friends becomes considerably effortless. Some of the other remarkable features of BlogPress are as follows.

1. Signature customisation.

2. Efficient comment management.

3. Easy upload of videos, anchor texts, files, hyperlinks etc.

4. It supports MSN Live Space, Blogger, WordPress.

#2 Weebly

If you have Weebly installed on your iPad or iPhone, devising a website or a store or a blog on the Apple device is no more a headache. Hence, this app is not only a blogging app but also a tool to create user-friendly websites. This app enables facility of choosing the most fitted text and design elements from the multiple available options. Moreover, using it you can directly upload various images from the Camera Roll. Other alluring benefits of using Weebly is as follows.

1. Weebly desktop offers several responsive themes using which customising your website becomes easy.

2. You can easily publish views with the help of the blog post editor integrated with this app.

3. Commenting and responding becomes smoother that would help you to stay connected with people who follow your posts.

4. You can check the website activity in the real-time format using the website dashboard.

5. Storing orders, checking traffic of your site along with checking other crucial stats becomes easier.

#3 BlogTouch Pro

Whether you want to publish a new blog post or want to edit an already existing one along with managing the comments, BlogTouch Pro is going to make your tasks effortless. According to your preference, you can alter text colour, format, style. In short, this blogging application would help you to improve your article quality. One of the most intriguing features of BlogTouch Pro is that you don’t have to delay your work if you don’t have any access to the Internet at any point of time. Work when you want even if you are offline and post it later when the Internet access is available.

#4 Squarespace Blog

For the iOS devices, Sqaurespace Blog is a very efficient blogging application. Creating or editing any blog post is remarkably easier with the help of the markdown feature or the LayoutEngine. Apart from it, using this potent blogging app, you can easily create links, format texts, apply the desired layout and add photos without much headache. More interestingly, you can manage the comments on your blog posts. For instance, if you don’t like any particular comment, you can immediately mark it as a spam. Another important facility of Squarespace Blog is you can do quick toggle between more than one websites and blogs.

#5 Blogo

Due to offering utterly handy features along with intuitive and impressive user-interface, Blogo is immensely popular among the bloggers, who use iOS devices. This blogging app is so efficient that it can get the best possible outcome from a blogger, who is a novice. Carrying out any task becomes swift using this application as it offers a handful of shortcuts to complete several vital actions.

One of the most impeccable facilities of Blogo is that you can work on your blog or article in the offline mode as well. The Pro version of this blogging application supports WordPress.com. Using this Pro version, you can efficiently manage more than one blog at the same time. Moreover, the preference panel offered by Blogo helps you to keep up the workflow.

#6 Tumblr

To make your blogging experience a fun and pleasant activity, you can use Tumblr that is trending in today’s market a lot. Tumblr has a vast community, where you can not only share the experience but can effectively learn a lot of new techniques on how you can make the blog posts more interesting and appealing. Videos, photos, articles, interesting quotes – anything you like, you can instantly post it on Tumblr. As post sharing is very easy in this app platform, communicating with other bloggers is very convenient here.

#7 Notegraphy

Notegraphy features almost 40 different templates. Using any of it, you can make your blogs or posts look more captivating and more appealing. This blogging application won’t disappoint you if you are looking for a fun blogging experience. Another alluring feature of it is that you can easily create a gallery with all your articles and notes. Moreover, you can share all these posts effortlessly on different social media platforms. Connecting and interacting with other bloggers is extremely easy using Notegraphy.

Apart from all the above-mentioned blogging applications, WordPress, Cube, Posterous etc. are some other popular blogging apps that work efficiently on different iOS devices.

Over the last year, many companies offered free website hosting. These sites also allowed the average person to build quality websites at no charge. Sythasites, Blinkweb and Weebly open there doors to a new era in free website hosting. And unlike free hosting from domain registrars; there is no ad banners placed on your site. These websites have become the perfect vehicle for small business looking to build an online presence.

Most the free hosting sites are built on AJAX script, an application that allows you to create a website “drag and drop” without software. Newbie’s and Season Web developers can appreciate this service. No more upload headaches and HTML codes to remember.

Let’s review the most popular free website hosting sites

1. Synthasite

Sythasite is excellent for building websites, although I wouldn’t build a blog with the templates provided. Synthasite does have more widgets than all three sites, so the web 2.0 features are endless. You can add Google AdSense, Chat Rooms and many other options with the click of a mouse.

Pros: MP3 players, comment boxes and other widgets make this site great for Web 2.0

Cons: Templates could be better

2. Weebly

Weebly is the pioneer of Ajax scripted free website hosting. The templates are average and the website builder application is easy to use. Most of Weebly’s website templates are good for business related websites. I strongly recommend Weebly for beginners

Pros: High Page Ranking. Google likes Weebly.

Cons: The website building application crashes

3. Blinkweb

Blinkweb was built for need of internet marketers. Sales letter templates, ClickBank Payment Buttons make Blinkweb a must have for bloggers and marketers.

Pros: Sales Letter Templates that allow you to market your online products

Cons: The Google AdSense features doesn’t allow you to track your AdSense campaign