Now is the time for businesses to make a decision to get online. Factors such as the decrease in the number of customers, rise in cost of fuel, growth in the number of people who shop online, oblige companies to shape their online presence.

Consumers are also driven to shop online as it is less expensive to buy your goods online than spending money on the gas and driving to the stores.

In an article from April 2011 it is mentioned that UK consumers prefer to make use of e-commerce websites when they take pleasure in shopping as gasoline prices are rising gradually. A study carried out by the Institute of Grocery Distribution determined that 52% of consumers in UK will cut down their shopping journeys if the prices of gas keep on going up.

Rather than driving to the shopping malls, people will choose to take advantage of the neighborhood shops or buy their groceries and luxuries by means of online shopping. 33% of the respondents to the study declared that online shopping would be their alternative in resisting the high costs of gas.

Derived from these results, plenty of sites are currently presenting to people opportunities of shopping online. An example is qpons-r-us.com which is an online coupon website that wishes to supply people with pleasant shopping experience. An additional example is My Shopping Genie that hands over various places where you can locate what you are looking for and also presents you the results according to the price. My Shopping Genie is a free application that works from your computer and it does the price comparison for you. It assists you with finding the best deals online.

Study illustrates that with the costs of living increasing, more people are searching for online coupon websites to obtain the extra discount off their acquisition. As a result more websites similar to qpons-r-us.com appear. For that reason My Shopping Genie advises companies to offer coupons via the application to the consumers of the genie. With the growth in the number of people who are choosing now shopping online, companies have huge benefits by having their existence online and offering coupons to their clients.

Online shopping presents benefits for customers too: time saving, money saving, broad variety of products and brands to choose from, shop from home, etc.

Online shopping turns out to be more and more popular. An editorial from April 2011 illustrates that UK online shoppers spend £ 5.1 billion in March this year which is £ 82 per person. The first quarter of 2011 faced an 18% increase compared with the same period last year.

Ideal Shopping Direct, the independent TV and online shopping company, testified that its total sales expanded by 13.5% in the last year. What is fascinating is that the main proportion of its increase comes from online selling, which increased by 70%.

Mintel, the market research company, forecasts that UK online clothing sales will increase 60% by 2015. They discovered that in 2010, 34% of UK shoppers bought cloths online compared to only 25% in 2009.

These results demonstrate that companies would profit from offering to their customers options to shop online. Consequently companies should invest in the newest online technology and integrate e-commerce into their marketing strategy.

There are by now a large number of retailers that are turning to smaller stores or online presence. Some examples are Best Buy, Wal-Mart, Office Depot. Due to the consumer shift to online shopping, Best Buy is concentrating on their online sales, while reducing the size of their stores. Online shopping is going to be a benefit for the company itself but also for its clients as the lower cost structure permits online retailers to present lower prices.

The possessors of big shopping malls or other companies should not be frightened by this revolution but instead should take advantage of online shopping and integrate it into their marketing strategy. Benefit from sites such as My Shopping Genie and be open for market changes.

People face unwanted situations from time to time. That is how the universe works.

Most people get caught in the contrast and relive it again and again. Contrasts are useful because they help you understand what you really want. The contrast when continued however keeps the energy of the contrast alive and active in your life. This is self-defeating because what you really want is not the contrast but something else. You must change the energy of the contrast so that you can experience the reality you want, and not the one that is being offered to you. Here are some simple steps that will help you change the energy you are flowing.

1. Recognize the situation as it hits you. This is the space when outside conditions are making themselves known to you and external forces are playing games with your life.

2. Understand that what is happening is not the truth. It is a creation of your consciousness the way it is/was.

3. Stop reacting as reacting only makes things worse. Suspend feeling strong emotions because emotions are what fuel creation.

4. Change your consciousness. Work on changing your mind.

5. Get empowered.

6. If there are other connected situations that are happening in your life, understand the common thread between them so that when you change one vibe, you can change more than just this current situation.

7. Find out what you really want. What would you like to see happen?

8. Spend some time feeling good about what you really want to see happen. This is the energy of Joyful Manifestation.

9. Take skillful action without putting emotion behind it. Skillful action produces good results when the time comes for you to reap the happy fruits of your thoughts, words and actions.

When unwanted situations happen, it is important to suspend all reactions after you have your initial bout of reacting to the situation. Get into the space of calm and peace because that is where you have energy that is still and from which you can create your dreams. Leave behind the energy of what you don’t want to see happen, and get into the energy of Joyful Manifestation because staying in the energy of the contrast and continuing to react to it will only perpetuate your reality.

Your reality is constantly being formed and your active participation is required to make it a good one. It changes as you change your mind.

Happy Manifesting!

Love and Light

Sugandhi Iyer

Business is war and war is exciting! It’s the quantity as well as quality of clients one possesses determines success. The concept of lead generation is all about assisting service providers, manufacturers, entrepreneurs, etc. to acquire clients.

The houses engaged in the lead generation business act as a conduit between the product/ service providers and seekers. These houses develop their own websites as well as partner with several other websites to promote various products and services. A detailed list or directory of products and services appear which helps customers to choose their desired requirements.

A form is incorporated in the page so that customers can fill in their details. The detailed form is now provided to the concerned product/service providers. The both party, hence now can have direct access to each other and enter into a deal.

Are Leads Effective For All Business?

Yes, it is suitable for almost all the businesses but it is most suitable for legal services, insurance, mortgages, finance, academics, other service providers, bulk buyers and sellers, etc.

Is It cost Effective?

It is highly cost effective and the price may vary depending on the accessibility to generate the lead. But in comparison to other forms of acquiring clients it is not only economical but highly convenient as well.

Sometimes in life we are faced with decisions we don’t know how to decide on or would rather not have to make. Sometimes these decisions must be made quickly or other situations or occurrences will happen if we don’t make a decision. If you are having this problem or wanting to develop other ways to deal with these situations we may have potential opportunities for solutions to help you.

If you are feeling that this is the situation or that there is a pressure that you may need to make a decision then there are other things you may need to think about first that led you to this situation or this instance.

There are some important questions you need to ask yourself before going ahead and making a decision that will change your results. When making decisions you have to think about the situation itself and how it may affect you depending on the results or outcomes or responses.

Sometimes it is important to ask someone else you confide in what they think of the situation or how they would react. Sometimes this is beneficial, sometimes it is not. Remember in the end, it is your decision. Getting feedback from others you trust is not a bad thing but everyone had different things they value and different results they desire depending on the environment.

Timing in someone’s life may also be important in making a decision and sometimes you just have to respect that, even if it doesn’t meet with your expectations or needs, after all it is their decision. It is how you react to their decision that is important too.

As a good place to get started there are 6 questions below to help you with your decision-making process. We don’t have all the answers, guarantee your results or recommend any suggestions, but just suggest you think things through sometimes when making a decision.

1. Is the situation that needs to have a decision made about directly related to your or someone else?

2. Do you know what options you have in making this decision without going ahead and making an immediate/rash decision?

3. Have you asked other’s you confide in for feedback or support in making this decision?

4. How will the results of making this decision look to the people around you and affect their situation?

5. What happens if you don’t make a decision?

6. Is it important that you make a decision now or is someone just applying pressure to your situation so that you make a decision that may benefit them?

In situation of danger or risk, our brain answers with anxiety.

But, what happens when our brain interprets as dangerous a daily situation? It immediately sends signs of anxiety as if it was a truly dangerous situation.

In real danger, anxiety helps us preventing those situations. Keeping us safe.

We could say there are two types of anxiety: the positive anxiety and the negative anxiety. The positive anxiety is a result of being in a situation of real danger. And the negative anxiety, which answers to, fears that only exists in our imagination.

The first one is good because it helps us moving away from danger, while the second one is really bad because it blocks us and prevents us from living a full happy life.

Anxiety is produced as a consequence of our inability to adapt to life changes.

Our brain works in a particular way, when something is important for us, it produces an emotional response. Good or bad, the brain repeats the same response to the same stimulus. For example, what goes through your head when you listen to that song or smell that perfume?. The song and the perfume bring back not just the memories, but the sensations and the feelings related with the situation.

Anxiety works just like that, and is “hooked” to memories that activate every time something makes you remember. Many times, anxiety is produced as a result of a real thing, but remains in your brain once the danger is gone, and also stays associated to the fact that activated the fear in the first place.

Anxiety immediately causes a series of symptoms in the nervous system in order to keep us safe. You can experience perspiration, tachycardia, palpitations, a knot in the stomach, lack of air, spinning head… there are more than forty symptoms related to the anxiety.

Once anxiety has “hooked” itself to the memories that produced it in the first place, it could get activated during your daily life. That is a real problem. More and more daily stimuli can activate the anxiety reaction in no situation of danger.

Anxiety can escalate so that associations become generalised (first you fear going to a store, later you might fear taking a walk in the city, finally you fear leaving your house, for example).

There are three key steps involved in constructive conflict resolution: (1) depersonalize the issue; (2) defuse the situation; and (3) direct the conversation.

Step 1. Depersonalize the Issue

In order to depersonalize the issue, we need to recognize that the individuals who are involved may have very different communication and trust strategies and needs.

We really need to assess the personality of the other person involved.

First, it is possible that our “conflict” is simply a misunderstanding, caused because we took personally someone else’s behavior.

Second, if there is an actual conflict, it is useful to anticipate the conflict management strategy this individual is likely to use.

Third, as we move to direct the conversation, we will be more effective if we phrase our communication in terms that are of greatest interest to the other person.

Step 2. Defuse the Situation

In order to defuse the situation, we need to be able to keep ourselves and the other person calm and rational. It is very difficult to have a constructive, problem-solving conversation when neither side is able to be objective about the issue at hand.

First, we need to recognize when we and/or the other person are functioning on an irrational level. At such times, words will not be effective. It is important to take a break, step back from the situation, and wait until we are both able to engage on a more rational level.

Second, it is important to accept the fact that we, and only we, control our emotional response to any situation. If we are uncomfortable with our behavior in a conflict situation, we need to identify and possibly replace the personal beliefs that made us “choose” that behavior.

Third, our awareness of our own defensive reactions should help to make us more sensitive to the impact of our words and behaviors on others. Hopefully, we will phrase our message in a manner that is less likely to cause a defensive reaction in the other person.

Step 3. Direct the Conversation

In order to direct the conversation, it helps to broach the matter as a mutual problem to be solved, rather than a win/lose situation.

The first two steps in our constructive conflict resolution strategy allow us to accomplish the first key principle of collaboration, or win/win negotiation: separate the people from the problem.

In this third step, we can initiate a conversation that focuses on the two remaining principles of collaboration: focus on interests, not positions, and invent options for mutual gain.

We are much more likely to resolve a conflict in a constructive manner if we depersonalize the issue, defuse the situation, and direct the conversation in a problem solving direction using win/win negotiation techniques.

In this day and age of entrepreneurship, more and more individuals are finding satisfaction in running their own business ventures rather than in full time employment with an organization. Now, these self employed individuals naturally require sufficient investments and financial resources to help in the day to day running of their business and thus need to resort to financial loans from lenders. However, most financial lending institutions require a proof of income in case of their loans and the self employed individual is not likely to have such a proof of income to substantiate his claim for loans. Many lenders have realized this drawback in financial loan schemes and have therefore, introduced the concept of no income proof secured loans for the benefit of these self employed individuals, who can place their business as collateral against loan but cannot provide any definite proof of income.

Any individual, who does not possess audited accounts of his small start up firm but yet requires the financial backing of a substantial loan, can easily apply for the no income proof secured loans. As the loans are secured by the placement of valuable collateral like perhaps the business, the risk for the lender is considerably diminished. The collateral itself assures the lender of the repayment ability of the borrower, as otherwise the lender can easily claim the collateral in case of non repayment or delayed repayment of his financial loan. The rate of interest on the no income proof secured loans is also reasonable and competitive and one can even get cheap options for these loans, if they compare the rates being offered by different lenders in the market.

Most of the financial lenders offering the no income proof secured loans have their own online websites, which form the best source of information on these loans. The potential borrower can not only research every information he requires on these loans, but he may even apply for these loans through the easily available online application form. All that the borrower needs to provide is the basic personal details and sufficient details about his business venture and all such information will be duly verified by the lender before the loan is approved. However, once the information is deemed to be accurate, the loan approval decision is instant and the loan amount is transferred to the borrower’s account, usually within a single working day, depending on the amount of loan.

The loan amount of the no income proof secured loans, can be utilized to meet any financial need of the borrower as he deems fit. Every business venture needs the input of sufficient working and fixed capital and such loans are one of the most feasible ways to provide for the needed capital. Even individuals with a bad credit history and those who do not possess any proof of income, although considered a high risk category, can still apply for and get easy access to these loans, provided they have the required security to be placed as a collateral against these loans.

The word “bankruptcy” tends to strike fear into our hearts, especially if we’re going through financial trouble. But most people can’t see themselves ever filing for bankruptcy. The process seems like it’s made for failing businesses, government bodies, and other organizations. But personal bankruptcy laws exist to protect citizens who find themselves struggling with severe debt. If your finances drop into the red zone, taking the following steps will get you back on your feet:

Assess the Damage

Look closely at your financial portrait. If you owe large sums to multiple creditors, if collectors are calling your house, or if you find yourself paying for essentials with a credit card, you should start to consider remedying your situation. Begin by tallying up your financial assets – bank account balances, retirement funds, stocks and bonds, real estate, vehicles, and anything else of value. Once you have a grand total, compare it to the amount you owe. If your assets are worth less than your total debts, you should seriously consider filing for bankruptcy.

How Do I File?

You may voluntarily file for bankruptcy as soon as you determine it’s necessary. Alternatively, you may be compelled by your creditors to file. However your legal process originates, don’t try to navigate it by yourself. Get in touch with bankruptcy lawyers who will look closely at your circumstances and advise you on how to proceed. There are two different claims you can file, so an attorney will help you determine the legal route that best serves your interests.

Filing a Chapter 7 Claim

A Chapter 7 claim is fairly straightforward. If approved, this claim liquidates your assets and uses them to pay off a large chunk of your debt right away. In other words, it turns most of what you own into cash, and then distributes this cash among your creditors. It sounds scary, because you lose most of your holdings. But it’s not the end of the world – many people bounce back and rebuild their assets without all that debt holding them back. Especially with trusted bankruptcy lawyers on your side, this process can lead to a much-needed fresh start.

Filing a Chapter 13 Claim

Since they involve seizing most of the filer’s holdings, Chapter 7 claims aren’t great for people who own businesses, property, and other major assets. When you have large properties that you don’t want to lose, a Chapter 13 claim is the better choice. It allows people with consistent, predictable annual incomes to pay off debts over a three- to five-year grace period. Once a judge approves a Chapter 13 claim, creditors must stop contacting the debtor. The debtor then continues to work, paying off his or her debts as best they can during the grace period. No property or other assets are liquidated in this process.

Bankruptcy lawyers will tell you: filing isn’t so scary, and can drastically improve your situation. If you’re letting unpaid bills stack up and trying to ignore them, know that you can pursue legal options to relieve the stresses of debt and protect what you own.

When you see dreams in which you are living in your past house, wearing old clothes, or being much younger, this means that you are repeating the (usually wrong) behavior you had in the past.

Your dreams have a specific meaning, which you’ll be able to verify in practice once you learn the scientific method of dream interpretation, discovered by Carl Jung and simplified by me, who continued his research, discovering more and proving that he really discovered the right code for a perfect dream translation.

I turned his complicated method of dream interpretation into a very simple and clear method of fast dream translation that even a child can learn. The dream language is like any other language made only by words. The difference is that instead of speaking through words, the wise unconscious mind speaks through images and scenes.

You’ll observe that the unconscious mind is your protector and sends you many warnings when you are wrong, when you are making mistakes, and when you cannot see what is happening to you.

If you are living in a past situation in your dream, this means that you are still attached to your personality as it used to be when you were living the past situation you see yourself in.

This is not a good sign, unless you used to be wiser when you were younger, which is not probable. Usually dreams about past situations remind you of your childish personality, about a time when you were too ignorant and didn’t understand the meaning of your behavior.

Your behavior reflects your mental health. If you are behaving like a child, this means that you are being dominated by your primitive side, the side of your conscience that didn’t evolve like your human side that is sensitive and can discern what is good and what is bad. Your primitive, animal side, is totally immoral, cruel and sneaky like a wolf.

It imprisons you into false, inadequate and ridiculous behavioral patterns, so that it may lead you to craziness and despair, completely destroying your human conscience, and this way, control completely your behavior.

Never be indifferent to the unconscious’ warnings in your dreams!

If you are repeating a wrong past behavior, this means that you are in danger: you have to live in the present, and have a better behavior, be more mature, and more serious, so that you may escape from the traps of the absurd side of your conscience, and from the traps of the dangerous world where you are.

Face reality and abandon your childish thoughts and feelings. Learn how to automatically translate your own dreams the same way you learn how to translate automatically English to Spanish, and use this tool forever.

You’ll have constant advice and guidance in all aspects of your life. The unconscious mind will help you become more intelligent, and find real happiness, without being threatened by hidden dangers like now.

In situations where unconscious shame and mutual idealization have played a large role in a marriage, if the relationship breaks down and the couple divorces, they usually battle one another to see who will be the “winner” and who the “loser”. They often try to enlist the loyalty of their children against one another; the parent who can get a child to turn against the other parent will then feel triumphant over the former spouse. This is a tragic instance of the narcissistic needs of that parent overriding his or her concern for the welfare of the child: desire to take vengeance on their ex drives them to sacrifice the child’s fundamental need for a good relationship with both parents.

This dynamic always damages the child, but it can be doubly toxic when added to an Oedipus Complex dynamic. Here’s a scenario that may be familiar to many of you. I’ll describe it in relation to divorced mothers and their sons because I’m more familiar with that situation, though it would also apply to fathers and daughters. In cases where the husband’s infidelity instigated their divorce, the ex-wife may often have legitimate grounds to be angry, but that wouldn’t justify the kind of destructive behavior you sometimes see.

I’m thinking of the ex-wife who makes her son into the “little man”, who turns to him for the sort of companionship she might look for with a spouse, and who confides thoughts and concerns inappropriate for a child to hear. She might discuss her financial situation in ways that subtly make the boy feel responsible and protective; she might complain to him about the difficulties of her new status as a single woman and the burdens of running a household alone. Looking to a son to assume some of the chores her ex-husband might have shouldered is one thing; asking him to step into his father’s shoes as confidante and life partner is another.

The ex-wife’s attempts to poison the relationship between father and son make the situation much more lethal for the boy. You may recall that in Freud’s view, the Oedipus complex is “resolved” when the son identifies with his father, internalizes him as part of his conscience as conceived of in the id ego superego model of the mind. That resolution implies an intact family, where the father’s authority opposes the son’s desire for exclusive possession of his mother; it depends upon the boy’s respect for his father and an awareness that the father doesn’t actually want to retaliate for those patricidal impulses the son may have harbored.

So what happens when the mother enlists her son as a surrogate husband and at the same time tries to destroy his relationship with his dad? In a particularly toxic way, it confirms the Oedipal fantasy. By trashing her ex-husband, she subtly invites the boy to “kill off” his father; how then can he “resolve” his Oedipus complex in the usual way, by internalizing a positive authority as part of his superego? Even if you don’t find the Oedipus complex a compelling idea, you’ll probably agree that we do internalize our parents as part of ourselves. What effect will it have on a boy’s sense of self to internalize a damaged father? I think it undermines that sense of self and encourages a hatred of authority, even legitimate authority, that will handicap him in his ability to navigate roles and relationships in the world at large.