Year-end is the perfect time to review and evaluate the important things in your life, including your personal legal affairs. A few hours invested in your future financial and health-related security is worth the time and effort. Here are some indispensable components of every family’s legal security plan. Make sure you review them now so they aren’t forgotten during the holiday festivities and you can start the New Year worry free.

Review your estate plan. Many times having joint title on your accounts isn’t enough. Depending on your circumstances you may need a trust to avoid leaving your family the burden of probate. The living trust allows you to transfer the assets to the trust but you keep the control and are able to manage or revoke the trust. The trust allows you to choose a successor trustee and decide who will receive the assets at your death. Upon your death the court does not need to get involved and probate isn’t required. A trust can help you if you are ever disabled by accident or illness because the successor trustee can manage the trust property without a lengthy court proceeding.

Establish your “living will” or health-care directive. An “advance health-care directive” allows you to choose the most appropriate person to handle decisions about your healthcare (including life-sustaining treatments) in the case you become disabled. The Federal Health Insurance Portability and Accountability Act (HIPAA) created strict regulations concerning privacy and the release of personal medical information. Consequently, it is important that you include specific language in your directive that identifies your personal agent as your “personal representative” with the power to obtain your medical information for HIPAA purposes.

Determine how your property is titled.How you title your property will affect your overall estate plan. There are 4 basic forms of property ownership:

• Sole ownershipwill give you exclusive control over the property, but its disadvantages include lack of heavier tax burdens and probate when the owner dies. Most single owners use this title method because they are not aware of a better alternative.
• Joint tenants with rights of survivorshipwill automatically pass to the surviving owner at death and not through your will or trust. However, the surviving owner is not required to share the property with any other family members.
• Tenants in commonwill allow each owner to own a specific, unequal share. Your share of the property will pass under the terms of your will. Again, this will involve probate.
• Tenancy by the entireyis real property held by a Husband and Wife in which each owns the undivided whole of the property, coupled with the right of survivorship, so at the death of one, the survivor is entitled to the decedent’s share.

An Introduction to Investment Trusts – Emerging markets comparison

The Investment trust landscape within emerging markets across the globe is a fascinating and diverse environment, offering long-term investors the opportunity to see significant returns. For example, reports from a range of Investment Trust managers indicate that over the past decade the average global emerging markets investment trust has returned 461pc (The Telegraph Online, 16/09/2011).

It is argued that this is because emerging markets are currently in a much better position than their Western counterparts due to their typically higher fiscal reserves and lower levels of debt, as well as strong macroeconomic trends.

Investing in emerging markets is therefore potentially advantageous through an investment trust. However it is important to remember that it is emerging market funds which are held only as part of a diverse investment portfolio that have seen the safest returns in recent times, primarily for investors who invest for the long-term.

Here we take an introductory look at the Investment Trust landscape within a selection of key emerging markets.

South America:

Countries within South America have arguably seen the greatest change of all emerging markets and Investment Trust activity has grown recently.

For example, the stock exchange integration between Colombia, Chile and Peru, which made it the second largest equity exchange in the region, has drastically altered the landscape within the region, especially as Mexico and other countries have also stated their desire to join.

The major cities throughout the region are also increasingly showing signs of becoming key international destinations for business and tourism due to large-scale improvement in local infrastructure, a trend with the potential to yield economic benefits for foreign investors. For example, Colombia’s real Gross Domestic Product (GDP) grew by about 6.0% year-on-year in 2011, while inflation ended 2011 at less than 4%, facilitating a generally optimistic economic outlook.

Certain areas within the region also display a forward-thinking mind-set towards energy production and consumption with a focus on efficiency which, combined with significant growth in production volumes, should create a healthy future investment environment.

South-east Asia

South East Asiahas experienced large scale economic change over the past decade. Providing the potential for real growth across many developing markets, this dynamic region has become an attractive modern investment arena.

Economies in Southeast Asia have been growing faster than in many developed countries such as North America and Japan as well as nations within Western Europe. They have also outperformed many of their emerging market counterparts which has been reflected in a steady increase in Investment Trust activity throughout the area.

This growth has been largely fuelled by the fact that Asian economies are rapidly increasing domestic consumption of a wide range of goods. Increased demand for core commodities from Asian industry has given a further boost and the growing demand is expected to continue the growth of industrial output, offering greater impetus for Investment Trust activity.

For example, the Indonesian stock market was one of the best performing markets in 2011 – the MSCI Indonesia Index was up 6% in US dollar terms in 2011 – and this is predicted to continue through 2012-2013.

This strong performance has been matched by Malaysia’s growth as a very attractive investment destination, particularly for consumer and commodity stocks. As a result of sound fiscal policy, stable macroeconomic fundamentals and continued demand of natural resources, the long-term outlook for the country appears both resilient and positive.

Thailand also appears to be healthy and the economic recovery in good condition. The key to this economic growth has been maintenance of the country’s substantial agricultural resources, exploitation of offshore gas reserves, as well as well-established and highly successful manufacturing and tourism industries.

As a whole, South East Asia, like South America, will also benefit from the continued increase in infrastructure quality within each nation and this development will feed into each country within the region. This should mean that investment into a well-managed and regionally experienced Trust will yield strong returns.

China

China is the world’s most populous country and remains one of the fastest-growing major economies.

Consumerism has experienced colossal growth in the modern era as per capita income has increased. This vast demand for consumer goods and services ensures that the earnings growth outlook for managed investment is extremely positive. China’s foreign reserves are also the largest in the world, making it less vulnerable to external financial downturns. Combined with the fact that inflationary pressures have continued to ease in China and the industrial sector is still recording strong growth, means that international investors remain attracted to China’s booming economy and continue to increase their activity.

Commodity stocks are the obvious attraction as the global demand for commodities is expected to continue its long-term growth and as such commodity prices will continue to rise due to continued demand and supply constraints associated with the area.

India

A weak rupee means that there is currently an inflation risk but this also makes India more competitive in the global landscape. Some companies have been negatively impacted while others, like exporters, benefit from higher foreign earnings.

If foreign investment in India increases then the strength of the rupee would rise and this appears to have been stimulated by a governmental decision to allow in excess of 50% ownership of foreign companies in the retail area.

However, general weakness in global equities and the fact that the Indian market is somewhat more expensive than other emerging markets, means that large investment flows into the country could be inhibited in the near to mid-term. This adds to the general volatility of the Indian marketplace and as investors around the globe are seeking to move their money into assets they perceive to be safe due to the global financial climate, predicting future Investment Trust activity in India is challenging.

Does anyone out there really want an oral robot to decide their fate? I certainly don’t. What’s more, breathalyzers are prone to several mistakes. For one thing, breathalyzers have a 30% rate of misreading. Given this fact, it’s not unfair or outlandish to say that three out of every ten people arrested for a DUI aren’t actually tanked. Breathalyzers fail to differentiate between Ethyl alcohol and Methyl alcohol that’s found in common foods and drinks. Several other factors that I will illustrate throughout this article also contribute significantly to the test and could land you in jail if you’re a speeder.

You like doughnuts? I know I do. A glazed, fluffy doughnut can put a smile on my face instantly. Guess what? Glazed donuts contain an Ethyl alcohol level of.02% after they’re cooked. This is the same type of alcohol that lights up the nose of that robot they stick in your face during DUI tests. Assuming someone just finished off a case of these delicious confections, odds are good that they’ll make the breathalyzer jump when tested. Although it would be exceedingly easy to make a cop/doughnut joke, I prefer to take the high road on this one. Shocking though it may be, this is only one of the many foods and drinks that contain some form of Ethyl and Methyl alcohol.

If there’s one thing that compliments donuts and coffee, it’s cigarettes. I smoke a lot, which means that if given a DUI test, I may be out of luck. Breathalyzer test for Ethyl and Methyl alcohols, but they also test for the molecular structure of of Methyl. Acetaldehyde is a molecule found in the liver and pumped up into the lungs. The amount of Acetaldehyde found in someone’s lungs varies, but studies have shown that smokers have a higher build up of this molecule than non-smokers. Given how much I smoke, I’m sure my lungs are a regular hang out for this agent. Did I mention that breathalyzers lump Acetaldehyde in with Methyl alcohol?

Let’s review here. I love pastries and smoking. There are levels of Ethyl and Methyl alcohol found in common foods as well as in the cigarettes I smoke daily. I didn’t even mention how temperature conditions, moisture or dirt could contribute to the failing of a breathalyzer. Odds are good that if given a breathalyzer test right now, I would fail. They can’t arrest me while I’m sitting on my couch, but that won’t help when I’m chain smoking in traffic.

Even though you might believe that you do not have enough, the universe provides everything you need when you need it. Releasing your fears to the universe is a way to let go of your need to have everything be the way you want it. It is your desire for control that creates your anxiousness.

The Universal Laws are all inter-related and are founded on the premise that everything in the universe is energy, including humans, plants, animal and creatures. All energy moves in a circular motion. At the microscopic level everything is a whirling mass of electrons and energy atoms spinning rapidly. All thoughts, feelings, words and actions are all forms of energy What you think, feel, say and do in each moment comes back to you, thus, creating your reality. The combined thoughts, feelings, words and actions of everyone and everything on the planet creates a collective consciousness, it creates the world you experience.

The poignant news is, because everything is inter-related and because your thoughts, feelings, words and actions create the world around you, you have the power to create a world of peace, harmony and abundance. In order to do this, it is essential that you learn to control your thoughts and emotions. Understanding the Universal Laws is the key to doing this.

When you take a few moments to look around, however, you will notice how much the universe has provided. Although, it might not seem like enough, you are truly blessed. Letting the universe take care of you will help you see the bounty that is present in your life and appreciate all that you have.

If you have concerns about your life, you may feel uncertain. While being cautious about things can be helpful, you might feel better if you learn to let the universe to provide for you. Putting your trust in the universe does not mean that you no longer have responsibility or concerns, it simply means you allow yourself the breathing space you need to know that there is very little in life that is an emergency or crises.

If you, for example, feel restricted by the amount of resources you have, you can take a deep breath, close your eyes and picture the abundance the universe has already given you. This simple act of trust can help you feel more secure about your life as it unfolds.

Based on the Law of Abundance and Attraction, when you focus on what you have, you draw more of the same to you. Conversely, when you focus on lack and deprivation, you draw more of the same to you.

When you focus on what you desire, without doubt you are in alignment with the universe and will draw to you what you desire.

Trust is the most important element in relationships of all kinds. If you do it right, people will become leads and sales. If you do it wrong, then you will destroy your reputation and have people spreading the word around like a wildfire. You may get bashed on social media networks. So the risks are there, but how do you build trust with Mr. Joe and Mrs. Jane. It’s all about transparency and strong story telling. If you write well, then you can develop content that is transparent and honest with your readers. This is very important to helping you drive results for your business. As a leader you will be challenged every day and on every level. If you comprise now, then you will comprise on anything. Having strong editorial ethics will help you stay on track.

Content Analysis for Leadership

If you take a look at the world around you know, you will see content produced by other MLM leaders that are clear and transparent. The content is branded to the individual leader and its honest. You need to analyze your content thoroughly in order to determine its effectiveness for marketing. You can find all types of content on the market, each one for a different audience and purpose. You should recognize videos, blogs, articles and even eBooks as some of the available content types.

Your individual content analysis should look into shares, comments and link backs. These are the primary metrics that are important for all marketing purposes. They will tell you if your content material is strong and viable to today’s audience. Just a key warning that not all content will have favorable results. It’s important to consider the whole scheme of content before judging your marketing on a sole item or two. Key market research into the habits and needs of your audience will help you create more successful content than not.

Content Tactics for top performing leaders

Some of the best content tactics are often mixed with others in a campaign to bring information to vast audience base. Articles and Slides are the easiest to produce and have moderate lifespans and are often data driven to help achieve certain actions. Your content requires call to actions that you can measure. Call to actions are part of the marketing strategy and not just a tactical phase that can be ignored. Your promotional efforts will play a part in blogs, videos, podcasts and eBooks.

People will not remain working forever and there is a time which they will have to retire and so would want to secure their future by investing in trust deeds for sale. Real estate investments remain one of the most lucrative investment opportunities any person can delve into.

It is the good rate of return that has attracted many people to invest in this type of investment and the main problem with it lies in identifying correct methods that can be used to secure better deals. When you understand how to go about, you will for sure pot an investment opportunity which may translate to huge forward move in your life.

There are many avenues where you can get the information about this type of investment from. The most common is your local newspaper since there are many that are published on every day basis since for them to be formalized; they have to get published in a popular daily. When you keep on looking inside your local newspaper, you will absolutely be able to spot some of them regularly.

After spotting some of them, it is imperative that you make an offer to the buyer by convincing him or her that you can pay for what they need at attractive rates. When you offer a good rate, the owner may get interested and sell the investment. There are some owners who speculate with prices and wait for the best deal to come their way before disposing off their investment.

The internet is also one rich source of information on investment opportunities and when you use your search engine well, you definitely get to see many options popping up and from the long list that you will see and for sure you will perhaps be at a position to get whatever you need. When you search over the internet, you are able to spot many offers and it is from them that you can choose the ones which suit your needs most.

You could also find many websites that deal in trust deeds for sale and all you are required to do is sign up and enjoy the services on offer. There are many of such companies and when you are a member, you get access to many deeds on sale. This guarantees you of wider options.

Furthermore, any person who would like to invest in trust deeds cannot ignore visiting registered property agents since in most instances; they sell this kind of investment on behalf of the owners.

After spotting some of them, you will find it necessary to present an attractive proposal which will make the real estate an agents consider selling it to you. When you assure them that you are able to pay the amount demanded, they will sell it to you.

Also, some certain sites are exclusive to real estate agents which are not only registered but also meet certain minimum standards. In such sites, there are adverts about trust deeds for sale.

For well over a decade, my unrelenting focus has been understanding financial risk and developing practical strategies for managing the risk created by job loss, illness or disability, bear markets and funding thirty years of retirement. Since 1997, I have watched the job of managing those risks become increasingly complex.

One reason understanding and managing financial risk is more difficult is the world, in general, changes at such an incredible pace. Fellow speaker, Vince Poscente, calls it the more-faster-now culture. The other more sinister reason the job is more difficult is it seems so difficult to know who to trust. Over the last ten years or so, in the financial services industry in particular, so many have proven themselves so untrustworthy.

I am not just talking about the Enrons and Bernie Madoffs of the world. I am talking about the countless number of brokerage firms, insurance companies, mutual fund complexes, brokers and investment managers who continue to sell you products – like mutual funds or annuities – and lies – like market timing or stock picking – when all the evidence clearly says those products are only good for the people selling them. So let me give you some guidelines to help you sort out the snakes from the good guys.

Transparency

The first criteria is transparency. Transparency means everything is up front and out in the open. It is the financial services equivalent of an open kitchen in a restaurant. Ask yourself these questions:

– Do you know exactly how the advisor is getting paid, how much and by whom?

– Can you see where the conflict of interests might be so you can evaluate whether they are coloring the advice you are receiving?

Requiring transparency will eliminate the vast majority of advisors working for banks, insurance companies, brokerage firms and almost anyone selling commissioned financial products. Why is transparency important? It is quite simple. If someone else is paying the bill, their interests will likely come before yours.

Truthfulness

The second thing on your checklist is do they promise the impossible? Ask yourself these questions:

– Do they promise unrealistic returns?

– Do they claim they can predict which way the market will go or pick the stocks that will do better than average?

– Do they tell you that an investment is no risk, or change the subject when you ask about risk?

All of these should set off alarm bells in your head. The first is most pervasive among unregulated entities promoting active trading strategies. The second will disqualify a lot of advisors – including an advisor that promotes an actively managed mutual fund. The third seems to be most common in the variable annuity and life settlement markets but it also occurs elsewhere. In February, 2008, the Auction Rate Securities market failed. $200 billion worth of ARSs that had been sold as a cash equivalent became illiquid.

Remember, there is no such thing as a risk-free investment. Risk takes many forms. Just because something doesn’t have market risk or credit risk does not mean it doesn’t have other forms of risk.

Expertise

The third criteria is expertise. And you have to be careful here. We often infer expertise from things that are meaningless. Being a celebrity doesn’t make you an expert. Having a newspaper column, TV show, radio show or having written a book doesn’t make you an expert. Having hundreds of millions or even billions of dollars of assets under management doesn’t make you an expert. Ask yourself these questions:

– Is the advisor recommending the same thing a hundred other advisors would or could?

– Is there any original thinking going into how to solve your specific financial challenges?

– Can the advisor back up their recommendations, with empirical data, from unbiased researchers, supporting their recommendations?

My favorite definition of expertise comes from Mark Sanborn. Expertise is the ability to synthesize existing ideas and think creatively – to add new knowledge and contribute new ideas to your domain of expertise. If your advisor spends most of his time reading about sales skills or practice management rather than the latest academic research, that should be a red flag.

Behavioral Finance

And finally, knowing, as we do, that investors rarely act in a completely rational manner as traditional economic theory would suggest, and knowing that when it comes to investing, our emotions are our worst enemy, if your advisor doesn’t have some sort of emphasis on the behavioral component of investing, I would be concerned. Ask yourself these questions:

– Does the advisor address the behavioral component of investing in their presentation or materials?

– What safeguards or mechanisms are in place to keep me from sabotaging my portfolio in a fit of fear or greed?

– What safeguards or mechanisms are in place to keep the advisor from sabotaging my portfolio in a fit of fear or greed?

The Quantitative Analysis of Investor Behavior, done each year by Dalbar, tells us that over the twenty year period ending in 2005, the stock market averaged roughly 12%. Over that same period, the average stock mutual fund averaged roughly 9%. The average stock mutual fund investor? Only 4%!

The difference between 4% and 9% is the result of buying and selling at the exact wrong time and what causes that is fear and greed. That’s the low hanging fruit! If an advisor doesn’t emphasize the behavioral aspects of investing, they are pretty limited in what they can do for you. Those are my four, although there could certainly be more. I am curious what you think – about these and about what you would add to the list.

There is absolutely no uncertainty in the actual fact that the humans are really possessive about just how they could look. The people may be female or male ensures each and every opportunity of looking good no matter what. That is absolutely why people can be ensured of the extremely fact they can complete with the best results only with proper makeup.

The wedding is definitely a situation that calls for proper makeup and that too in the most extravagant way. This is one particular time when people are simply gaga over the fact that they are going to look the most beautiful.

This can though happen only with the very help of the best available beautifying agent. Yes, it is extremely true that a good Wedding Makeup Artist is extremely necessary when it comes to the makeup in a wedding house.

Why trust a professional?

Wedding as already mentioned is definitely one of the major occasions and this is exactly why one simply wouldn’t love anything that might just ruin it. This is possibly the exact reasons why people can expect the best Wedding Makeup Artist to be the only choice during a wedding.

These people are well experience and more than that, they are extremely aware of the fact that if anything goes wrong then how they can make it right. Also these people are well knowledgeable about the makeup like they have studied about it and thus this knowledge as well works.

Know how to find the best:

Following are the various points that people can opt for if they look forward to getting through with a good makeup artist:

• The very first point that people should necessarily remember is the very fact that the wedding is definitely something that they shouldn’t take risk with and this is exactly why the beauticians should be booked prior to at least 4 months of the wedding. There are high chances that they may get booked otherwise.
• The very next point to remember is that the wedding beautician should only be hired if they are specialised in wedding makeup. This ensures that they do understand that which person exactly need what type of makeup in the very first place.
• Checking with the experience of the beautifying agent is definitely a thing that people should do. Experiences speak a lot and this is exactly why the people should be aware of the fact that what the experience of the makeup artist is in the first place.
• Reputation of the beautician matters the most. This is something that should be concentrated on thus. People should be aware of their past success cases always.

Knowing all these points will help a person in recruiting the best Wedding Makeup Artist for themselves.

Making sure online banking transactions are safe is mostly a matter of common sense and keeping your passwords secure.

In the 5 years I have been doing my banking online, there have been very few problems.

Here is how the FDIC suggests keeping your transactions with online banks safe:

1. Read key information in the ABOUT page of the bank’s website

Which means, make sure they have a toll free number to resolve internet issues. Also, call the number and see what your impression is before you make any moves to buy their services.

2. Check FDIC’s online list of approved banks

If the bank is approved by FDIC, the first $250,000 on deposit are insured by the U.S. government. That is a necessary seal of approval the bank should have before you should even think further about doing business with them.

3. Beware of fraudulent websites

There are a number of fake bank websites set up to grab your personal information (phishing scams). They name the sites something very similar to those of legitimate banks.

The look and feel of the site will be very similar to the real site and many people inadvertently enter their information.

As you know, access to your bank account is only allowed if you have a valid PIN#.

The safety of your online banking experience will depend on intelligently choosing one.

When selecting your online banking PIN numbers, follow these rules:

Words

Pick a word you will remember. Then, create your PIN from the letters number place in the alphabet.

Dates

Definitely don’t pick your birthday, but this is a great way to pick a memorable PIN.

Set up a fictitious friend in your cell phone and store your PIN numbers there

Needless to say, don’t ever store your passwords and PINs in a file named, “passwords”…instead, setup a dummy name in your cell phone and just store them there.

The longer the better

At least 8 characters – made up of upper and lower case letters and numbers, with a symbol at the end.

Keep your password written down somewhere only you know. Just like using a backup storage company to make your data safe, this is means your money will be accessible when you need it.

In closing, also keep in mind, the internet is a VERY public place. Banks are a source of focus for internet thieves because, as Willie Sutton said, “that’s where the money is”.

So, you have to do a bit more homework on the front end and make your password airtight.

What is the origin of trust? According to dictionaries, it is the belief in honest, fair, and reliable properties that somebody or something has. According to Mercedes-Benz and their slogan “Trucks you can trust”, this is the promise that was given more than 100 years ago and has never been broken since then.

It all started in 1896, when Gottlieb Daimler, a co-founder of the Daimler-Motoren-Gesellschaft, decided the future of goods transport by delivering the world’s first truck. The truck was basically a motorized cart, equipped with a 2-cylinder “Phoenix” engine built into the rear end. The engine unit generated 4 hp from a capacity of 1.1 liters and provided the power for 1500 kg of payload.

In 1923 another German automobile engineer, Karl Benz, designed a 4-cylinder diesel truck engine. His company, Benz & Cie, was the first to launch series production of diesel motors for commercial vehicles. Soon after in 1926 Daimler and Benz merged their companies to produce automobiles, motor vehicles and internal combustion engines. All the machines, including trucks, started to bear the Mercedes-Benz name and carry the 3-pointed star emblem. Meanwhile, all the diesel engines that were working on low-grade fuel, achieved the “OM” index, which stands for “olmotor”, meaning oil engine.

The production rates experienced a gradual rise in the post-war era. Initially, the brand offered an impressive lineup of the L- and N-series trucks. Then, in 1970s the cab-over-engine versions replaced the conventional ones, when Mercedes-Benz introduced its NG (New Generation) truck range. After a decade it was succeeded by the new SK (heavy-duty) models. Since the mid 90s the company has started to give special names to all of its vehicle series.

The popular Actros

The top-selling long-distance segment is now represented by the Actros trucks. The new generation model range excites with the variants of vehicle configurations and cab versions, as well as diversified options of driveline and productive safety features. All in all, it provides a cost-effective approach for more tailored solutions.

Offering every possible comfort inside the cab the manufacturer is guided by the driver’s satisfaction rather than by luxury. The prime concern is that a more relaxed driver is a safer driver.

The Actros is available with a choice of 4 engine displacements and 16 power ratings that produce from 238 hp to 625 hp. As promised by the brand, each engine unit is designed to deliver maximums of fuel efficiency, torque and driveability and minimums of noise and emissions. Apart from saving on fuel, the engines are empowered to reduce AdBlue consumption and total maintenance costs.

The technology that backs up the performance of the Actros truck includes 4 groups of systems: Braking, Assistant, Safety and Economy.

The company’s promise of unsurpassed reliability results in long-life operation, testified by dealers and customers who entrust their business to Mercedes-Benz Actros trucks. It’s common knowledge that this is one of the leading offers in the range of heavy-duty trucks on second-hand markets.

The productive Antos

Heavy-duty distribution is the task area for the Antos trucks. This offer is developed specifically for delivery work from 18 t upwards. The range of applications covers grocery transportation, tanker or dry-bulk haulage, as well as retail supply services. In addition to all the efficiency- and safety-boosting features from the Actros lineup, the distribution model variants are equipped according to payload-sensitive and volume-oriented haulage requirements.

The efficient Atego

The Atego truck models represent the light and medium duty solutions for distribution and construction applications. Its payload variations range from 6.5 t to 16 t. The Atego engine offering comprises 2 engine displacements and 7 power ratings, generating from 156 hp to 299 hp.

The profit in both distribution and construction spheres particularly depend on operational efficiency. For this reason, all the trucks in the line feature a single entry step, providing easy entrance. Moreover, urban and inter-urban distribution can benefit from simplified cross cab access via special displacement of the manual gearshift (on the dashboard). With regard to construction operations, the efficiency is enlarged with crew cab options and all wheel drive models.

The robust Arocs

But when it comes to really tough construction work, then Mercedes-Benz offers to trust its special vehicles in the Arocs model range. To ensure the hardest tasks, the designers created a fully galvanised cab, reinforced further with the flexible high strength frame. Besides, the creators claim that this is done without compromising on economy, as they managed to combine high payloads and outstanding reliability with the lowest running costs possible.

The flexible Econic

Whether used for inner city distribution and airside duties or in tight rural locations, as a refuse collection or as a fire appliance, the Econic truck presents outstanding manoeuvrability and visibility. The low entry cab serves for fast, efficient and safe entry/exit to facilitate labour-intensive operations, while the panoramic windows guarantee unrivalled visibility to the front and sides. There are 2 diesel power units available (with the output of 299 hp or 354 hp), responsible for clean operation.

Generally speaking, all the Mercedes-Benz’s models prove the company’s slogan concerning trust and the slogan in turn penetrates all the company’s projects.