Bollywood is the biggest film industry in the world, in terms of releases every year. But out of these faces are ultra glamorous, sexy faces which shine among millions. Which Bollywood actress has the sexiest face? Read on to find out the nominations:

Aishwarya Rai:Does Aishwarya Rai has what it takes to be the sexiest looking face in the world? You bet, Aishwarya does look to have the hottest pout, with her luscious lips slithering between the sensuous and cute. Angelina Jolie may be having the hottest pout in the world? The light, wide eyed beauty and those bow shaped lips of Aishwarya Rai is sure to ‘seduce’ you to pulp.

Katrina Kaif: Does Katrina Kaif have it in her to be the hottest looking face in Bollywood? It is so amazing that luscious lipped, fair skinned Katrina Kaif has ‘RACE’ d towards success in such a short time. Katrina Kaif has a face which can launch a thousand products. Katrina Kaif’s ravishing flawless face is enhanced by her sexy pout. All Katrina Kaif has to pucker up those gorgeous pair of glossy sexy lips and another fan is converted to a Katrina lover.

Here are the nominations for the sexiest faces in Bollywood:

Minissha Lamba: Minnisha Lamba, a cute girl next door has been metamorphosed to a sex goddess overnight with Kidnap, where she brashly flaunts her bikini and wounds men in the right places. The Kidnap babe Minnisha Lamba has a cute face, but that gorgeous pair of curled up lips are enough to kidnap her. What do you think about Minissha Lamba’s cute face and that gorgeous pout?

Kareena Kapoor: Kareena Kapoor is by far the sexiest looking lady in Bollywood, and the size zero thingy has scorched up Bollywood even more. Kareena was previously a Golmaal but has slimmed toward greatly towards Tashan. Everything about her physically features looked reduced, but that gorgeous teasing butt and that luscious pout still remained. Does the slickly hot Kareena Kapoor has it to be the sexiest face in Bollywood?

Bipasha Basu: The dusky wild cat, Bipasha Basu is an uncrowned sex goddess. Even her name can stir the loins. No one can present oomph as well as Bipasha and her sexy face takes maximum credit for the sensuous appeal. Eyes that penetrate the soul; and dusky, chocolate colored juicy lips, Bipasha Basu definitely has a mysterious, sexy face that can mesmerize you. Does Bipasha Basu possess the sexiest face in Bollywood?

Kim Sharma: Kim Sharma is blessed with a natural pout. She does not even have to pucker up her lips, Kim Sharma is natural when it comes to her wholesome pout. Kim Sharma looks like a primeval sex goddess with the enticing lips of hers. Kim Sharma may arguably have the best pout, but does she have the hottest looking face in Bollywood?

Urmila Matondkar: Urmila Matondkar’s love smitten pout inflamed the 90s and still burns this decade. The energetic babe of Rangeela has transformed into a ripe, matured womanly persona in Karzzz. One thing that is still permanent and perennial is the luscious, sexy pout of Urmila Matondkar which is sexy with capital S. Does the timelessly sexy Urmila Matondkar really have the oomph laden sexy face that men love so much?

Priyanka Chopra: Priyanka Chopra’s thick full lips and her sharp facial features make men say”Mujhse Shaadi Karogi” to her. The people who have done ‘Dostana’ with Priyanka Chopra are indeed feeling like ‘Drona’ considering Priyanka Chopra is the ‘no nakhra’ girl with a good, committed nature. Piggy Chopps Priyanka Chopra is known to be having a generous heart, and another thing that looks really generous is her full, chocolate dipped pair of thick, kissable lips..Hmmmm. Is Priyanka Chopra’s face and those beautiful lips sexy enough to be in Fashion forever?

Riya Sen: Does Riya Sen qualify to have the sexiest face in Bollywood? If sensuality and oomph could be personified, then the answer would be Riya Sen. Riya Sen’s face has a naughtiness and flirtateous aura to it. Once a perky looking teenager, Riya Sen has grown voluptuous and curvaceous which has only heightened her seductive appeal. Riya Sen’s ‘come hither’ eyes and luscious lips accentuate the sex appeal of her face. Riya Sen’s beautiful lips and ‘come take me’ eyes adorn lot of computer wallpapers. No need to say more?

Ayesha Takia: Ayesha Takia’s strawberry colored lips are an icing on the cake to her gorgeous face. Ayesha Takia has one of the best smiles in Bollywood and you really love it when those gorgeous lips spread horizontally into a cute, lovable grin. Mwaah to Ayesha Takia’s sexy face.

Readers should comment on their favorite actress with the sexiest face. The most interesting but not ‘vulgar’ comment will be rewarded with pictures of their favorite actress.

Are you a writer seeking to publish your work? Are you having trouble finding markets that suit the nature of your writing? I am often shocked by the quantity of writers who do not use Duotrope. Though it may seem a little daunting to anyone who hasn’t used it before, it is a beneficial resource to any writer seeking to be published. Here are some strategies that will help you utilize this crucial publishing resource and beef up your portfolio of published work.

Duotrope.com is a writers’ resource that allows you to plug in details of your story or poem into a search engine, find potential publishers for your work, and keep track of your submissions with a free profile.

The search engine is broken down into choices of genre, style, length, theme, pay-scale, medium, and more. Below are the key sections on which you should focus in order to find markets that will want to publish your work.

• Browse through genres.It may take you a few tries to find the right market for your work as some writing is difficult to classify. Let’s say you want to publish a story about fairies that kidnap children. You could list this in the “fantasy” genre, “fairytale” sub-genre, and “dark” style, and if that does not result in a sufficient list of publishers, you could try the “horror” genre with a sub-genre like “creature horror,” “cross-genre,” or “dark fantasy.” Keep experimenting with these selections as necessary until you find a good market for your story.
• Set your pay-scale.Some markets will pay you for your writing. Although paying markets tend to decline more manuscripts then others, there are some magazines with acceptance rates as high as 40% that pay their contributors.
• Choose your medium. When I first began publishing, I submitted to print magazines only. They felt more legitimate to me. However, if your aim is to increase traffic to your website or blog, online publishing is the way to go. Follow the links to the websites of the listed markets to see which medium is the one for you.
• Start easy, and work your way up. You may find it rewarding to submit to magazines with the highest acceptance rates and gradually work toward the magazines which accept a narrower range of manuscripts. This will build your confidence (and your portfolio) as well as your writing skills as you publish more of your work.

Finally, don’t forget to track your submissions with Duotrope’s handy submissions tracker and apply these strategies to watch your personal acceptance ratio climb.

In the news in Delhi for the last couple of weeks, there has been a big story about an old issue. The big story is about a Delhi suburb, a fairly poor one called Nithari, where at least 30 children had gone missing over a couple of weeks. The parents went to the police who took details but apparently did nothing, blaming uncaring parents or dismissing their claims and alleging the children had left of their own free will.

The angry mothers and fathers pushed harder and the media picked up the story. Suddenly there was a huge campaign to find the children, find the murderer, bring the police to justice and above all, to try to stem the tide of vanishing children in India.

As you read this, another half dozen or so children will have disappeared around the sub-continent. Although Mumbai has developed the dubious accolade of being the country’s capital for child abduction, it happens everywhere. Delhi, by sheer virtue of its size, has the largest number: 6227 a year on average. In total across the six main cities of the subcontinent, the average is 15,674, the population of a small town.

This is probably a vast understatement if one looks beyond the main metropolitan centres. The last reliable figures were published in 2005 as part of a major report on trafficking of women and children in India prepared by PM Nair, a former CBI officer who is now with the UN Development Fund for Women (UNIFEM). His figures show 44,476 children disappeared in 2005. Of the average 15,000-plus missing from major cities, Nair found over 11,000 were still missing a year later.

The old story is vanishing children. The new one is that the Indian parents who are the victims are getting a hearing not only in the media but finally in government too.

Pushpa Devi lives in Laxmi Nagar not more than half an hour from Nithari. Like millions across the country, she saw the details unfold as children’s remains were found; limbs, organ, pieces of bone. Her daughter, Poonam Lal went missing 10 years ago when she was 17. Her mother was told that Poonam had probably run off with a boyfriend and was not therefore missing. Poonam was eventually traced but her mother knows the heartache and it was she and her husband who pushed for a set of do’s and don’ts which the Supreme Court produced. The main points are obvious: mandatory display photo images in public places like railway stations, in newspapers and on television and at inter-state bus stops; making proper and extensive enquiries among possible leads and between states and offering a reward but it doesn’t happen. The 12 point list gathers dust as police forces across states plead helplessness when asked the question: Where have the children gone?

If they had been snatched by aliens the police could hardly have been more dismissive. While this particular group of unfortunate youngsters have ended up in back gardens and stream beds around Nithari, thousands of others end up as cheap labour in roadside shops, prostitutes in a brothel, exploited in the child porn industry, kidnapped by the beggar mafia or even trafficked abroad.

It is impossible to get accurate statistics. None of the police forces across the various states have any means of collating their separate databases of information and even where they have those, the details are sparse and often inaccurate. A child disappearing is a parental problem and a minor one at that. He’ll turn up or he won’t turn up. Nothing we can do to help.

Justice AS Anand is former chief of the National Human Rights Commission in India. Of the missing children, he says: “They have obviously not vanished into thin air. Children are our assets and we only do lip service to the problem of missing children. Even when a report of a missing child is lodged with the police, it is treated as a minor offence.” Yet no one in Government seems to know how many children go missing or even very clearly into whose portfolio the issue might fall. The Minister for Child and Women Welfare is Renuka Chowdhary says she is “apprehensive” that another Nithari could happen if action isn’t taken urgently.

It is here that the old and the new stories converge because the truth is that there is no real surprise about the deaths in Nithar, for all the shock factor. “It’s only a symptom” says Director of India’s Central Bureau of Investigation (CBI). “Nithari shows the larger malaise and a failure of the system to respond. There has been a serious failure on every count. Nithari happened because the police failed at the first point of delivery of justice, the administration failed to deliver a just response thereafter and because society as a whole proved to be insensitive.”

GRADE: AA / 90%

Soodhu Kuvoom is a dark comedy built on themes of unemployment, kidnapping, blackmailing, police brutality, fake encounter and corruption but not even for a split second does it forget that it is first and foremost a dark comedy, and never it its manic energy lost or its comedy sacrificed while handling its heavyweight themes. The film never breaks its basic rules, and even when you feel at moments that it may go off-course, the story ingeniously swerves to its original course. Take for instance a scene from the movie when the four lead characters are arrested on charges of kidnapping and taken to court; that’s when you go “Oh no, now they’re going to spend the rest of the hour turning the film into a silly courtroom drama” but no, that’s when Soodhu Kuvoom hilariously reminds us that it won’t break its fundaments, and that is to be a rip-roaring dark comedy.

So, in a humorous twist, the ‘victim’ (who’s actually the mastermind’ who fakes his kidnapping, is actually kidnapped, connives with his kidnappers, then gives them a slip) denies that the four kidnapped him and the case is dismissed immediately. The tone of the film is both consistent and cautious, never forgetting how it should be presented yet driving its message home superbly. Bollywood films usually have a tendency to forget very easily the original tone of their projects – a film that’s extremely funny till interval will abruptly turn into a cloying melodrama post-interval to cater to sentimental audiences, and sensible audiences are left thinking “Hey wait, wasn’t I watching a comedy before I headed to the restroom during the intermission? Did the filmmakers flush it down the toilet to fart out a silly melodrama suddenly?”. Maybe Bollywood could take a few lessons from Tamil films like Soodhu Kuvoom and get it’s sh*t together.

It’s safe to say that none of the men in Soodhu Kuvoom is a saint, and everybody explores shows their dark side and plays dirty to get their share of cake. But there’s angst and a desperation which drives them to taking the shortcut to wealth and success. Our leading man Das, is an amateur kidnapper who’s more afraid of offending his victim and the victim’s relatives while demanding the ransom money. He assures the victim’s relatives that they do not need to worry about the victim’s well-being and the victim is safe and comfortable under his care. His ransom demands are petty and the funniest part is that he tips each victim from the ransom money after setting them free. These absurdities are nothing when we come to the part of Das’ invisible friend Shalu, who’s only visible to Das and is the accomplice to his crimes. The three other men, Kesavan, Sekhar and Paglavan are buddies who are unemployed, one being fired for defending himself against allegations of misbehaving with a female coworker, the other being jobless bum and the third driven away from hometown. Fate (a drunken brawl) brings these four men together and then their journey of kidnapping begins. This is shown in a flat-out hilarious sequence, where we see people of all ages and personalities being kidnapped and let go soon; there’s one lady who shows no signs of panic and coolly continues chattering on her cell- phone even after being kidnapped.

In one of their crimes, the victim’s parent, calls them and requests them to kidnap the son of Minister Gnanodhayam. The parent happens to be the brother of a contractor who was arrested under Gnanodhayam’s orders on charges of bribery, and he wants to extract revenge upon the Minister. So, all he wants our four heroes to do is to kidnap Gnanodhayan’s son, Arumai and ask for two crores as ransom. The heroes agree and pursue Arumai one day but are left baffled when another group of men kidnap him in front of their eyes before they can make their move. Later, dressed as policemen, they try to rescue-kidnap Arumai and realize on finding him that the guy had staged his own kidnapping. Later the five (six if the invisible girl’s to be included) try to bilk Arumai’s father and share the money amongst themselves. Their plan is successful until Arumai, the clever fox gives the others a slip and an unforgiving, rule-bending cop is deployed to root out the culprits. The thing that made me happiest while watching this film was that it brought me closer to my true roots, my South Indian blood. This is the first time I’m watching a Tamil film and I have lived nineteen whole years in India, and this film made me understand what a crowd-pleasing entertaining truly is. Mainstream Bollywood films are too obsessed with fair looks and toned bodies, so much that its six-pack or size-zero which decides who the biggest stars are. The actors in Soodhu Kuvoom would barely last in Bollywood because they neither have the looks nor the figure to make it in a mainstream Bollywood blockbuster, but the natural, earthy and indigenous charisma which these actors possess is something the Bollywood bandwagon (with exceptions, of course) can only dream of. No one here mugs for the camera, and we know these actors are acting to entertain their audience. Even the eye-candy Shalu, played by a gorgeous Sanchita Shetty, has a worthy role in the film, which is rare in Bollywood.

Everyone in this world has a dark side, says Soodhu Kavoom, and most are driven under desperation to play dirty, and in this bad bad world, dishonesty is the road to success. And what happens to rules? Well, weren’t they always meant to be broken?

Galileo Galilei first spotted the planet Neptune with his primitive “spyglass” on December 28, 1612. He observed it again on January 27, 1613. Unfortunately, on both occasions, Galileo thought that the giant, remote planet was a fixed star, appearing near the planet Jupiter in the dark night sky. Because of this mistake, Galileo is not credited with the discovery of Neptune.

The beautiful, banded, blue ice-giant planet, Neptune, is the furthest major planet from the Sun. It is also orbited by a very weird large moon that may not have been born a moon at all. The moon, Triton, is about 1,680 miles in diameter, and sports features that eerily resemble those found on the dwarf planet Pluto. Pluto is a denizen of the Kuiper Belt. The Kuiper Belt is a reservoir of comets and other icy bodies–some large, some small–that circle around our Sun beyond the orbit of Neptune, at a distance of about 30 to 55 Astronomical Units (AU) from our Star. One AU is equal to the average distance of Earth from the Sun–approximately 93,000,000 miles.

Triton and Pluto share roughly the same bulk composition and density, as well as similar atmospheres. In addition, both remote bodies move in unusual orbits. Pluto has a highly eccentric orbit, and is sometimes closer to the Sun than Neptune! Furthermore, Pluto orbits in the opposite direction around our Sun than do the eight major planets of our Solar System. Triton revolves around Neptune in a direction counter to that of its planet–and its retrograde orbit indicates that it is a captured object. Because of the unusual nature of both Triton’s and Pluto’s orbits, as well as the similarities of their bulk properties and atmospheres, it has long been thought that there is some sort of historical connection between them. Indeed, it was once thought that Pluto was an escaped moon of Neptune, but this is now considered unlikely. It is much more likely that long ago Triton, like Pluto, circled the Sun independently, but was unluckily captured by its adoptive planet–whereas Pluto was left to wander freely.

Neptune, the eighth major planet from the Sun, and its neighboring sister-planet, Uranus–the seventh planet from the Sun–are both classified as ice-giants because their large cores are icy, and they never managed to acquire the immense gaseous envelopes of the two true gas-giants, Jupiter and Saturn. The gas giants are possibly composed entirely of gas and liquid, although they may have small solid cores. In contrast, the ice-giants have large solid cores and thinner atmospheres. The two gas-giants, being mostly atmosphere, are very lightweight for their size. Saturn is the lightest planet in our Solar System, despite its immense diameter. In fact, Saturn is light enough to float like a huge raft in water, provided there was an ocean big enough for it to bob around in.

The spacecraft Voyager 2 flew past Uranus in 1986, and Neptune in 1989. Voyager 2 sent back images of Neptune to Earth that revealed a strikingly beautiful deep blue planet, that sported stripes and bands, and spot-like storms akin to hurricanes. Neptune’s bands and spots are different shades of blue–and these lovely shades of blue are caused by atmospheric methane, not oxygen. Some of Neptune’s frothy storms are white, and look like whirling marshmallows.

Triton is the largest of Neptune’s 13 moons. It is an unusual world, twirling around its planet in the wrong direction. Many astronomers think that some time in the remote past, Triton was nudged out of its home in the Kuiper Belt, and during its wanderings in the darkness of interplanetary space, at last swept close enough to Neptune to feel the irresistible lure of that planet’s gravity. As Neptune drew Triton into its gravitational embrace, that luckless wanderer from the Kuiper Belt underwent a sea-change from a comet-like denizen of our Solar System’s outer limits, to a moon of one of the major planets. So, there Triton whirls around in its new home, circling its planet Neptune, but circling it backwards. And like all moons, it is now a dependent of its parent planet. As a matter of fact, the moon was given the name of Triton as an allusion to the demigod Triton’s dependence on the sea-god Neptune in Greek mythology.

Like Earth’s own large Moon, Triton is locked in synchronous rotation with its planet–one side always faces Neptune. However, because of Neptune’s odd orbital inclination, both of the moon’s polar regions take turns facing the Sun. Spacecraft images of Triton reveal mounds and round pits formed from icy lava flows (cryovolanism), as well as smooth volcanic plains. The surface of the moon is only sparsely cratered, indicating that its surface is new–that is, it is constantly being resurfaced, probably by the “lava” flow from icy volcanoes. Triton is very bright–its fresh, sparkling, new ice-coating is believed to cover a heart of metal and rock. Triton’s high density suggests that it contains more rock in its interior than the icy moons of Saturn and Uranus.

Triton also possesses a thin atmosphere composed mainly of nitrogen, and a smaller quantity of methane. This atmosphere probably is the result of Triton’s cryovolcanism, which is enhanced by seasonal heating from the Sun. Although little is currently known of Pluto’s atmosphere, it is thought to be primarily composed of nitrogen with some carbon monoxide and methane added to the mix–and it is extremely tenuous. Pluto’s very thin atmosphere may exist as a gas only when Pluto is nearest to the Sun (perihelion). For most of Pluto’s very long year, the atmospheric gases are frozen in the form of ice on its extremely frigid surface. One year on Triton is almost 248 Earth-years long–or 90,471 Earth-days!

Triton is one of the coldest bodies in our Solar System. In fact, it is so cold that most of its nitrogen atmosphere is condensed as frost, giving its surface a very bright, mirror-like surface, that reflects about 70% of the sunlight that reaches it.

Astronomers suspected for a very long time that Triton was not born a moon of Neptune, but was instead a luckless refugee from elsewhere that had been kidnapped by its planet. It was not until 2006, however, that a convincing theory explaining how Triton was ensnared by its adoptive parent was proposed. This theory suggests that Triton once had a companion as it orbited the Sun. According to this scenario, Neptune’s strong gravitational embrace tugged Triton away from its sister world. This research was reported in the May 11, 2006 issue of the journal Nature.

“We’ve found a likely solution to the long-standing problem of how Triton arrived in its peculiar orbit. In addition, this mechanism introduces a new pathway for the capture of satellites by planets that may be relevant to other objects in the Solar System,” explained Dr. Craig Agnor, a researcher from the University of California, Santa Cruz, in the May 10, 2006 issue of Time Magazine.

The model indicates that Triton originated as part of a binary system, much like Pluto and its large moon Charon. “It’s not so much that Charon orbits Pluto, but rather both move around their mutual center of mass, which lies between two objects,” Agnor added.

Gravity can pull binary systems apart when the sister objects travel too close to a massive body–such as the planet Neptune. The orbital motions of the two sister objects results in one member traveling slower than the other. This can disrupt the system and permanently alter the orbital companion. This mechanism is termed an exchange reaction, and it could have shot Triton into a number of different orbits around Neptune, Agnor continued.

In 2006, NASA dispatched the New Horizons spacecraft to visit the outer limits of our Solar System–the Kuiper Belt where the dwarf planet Pluto dwells, along with trillions of icy comets, and a multitude of other larger icy bodies–and where it is thought that the adopted moon Triton was born. The spacecraft will reach this mysterious and unexplored region in July 2015, when it flies by the icy dwarf planet and its moons–including the large moon Charon. New Horizons will shed light on the weird worlds and bizarre objects dwelling in the outskirts of our Solar System.

As for Triton–it’s a doomed world. It circles around its parent planet in the wrong direction, and as it does so it moves ever closer and closer inward. Eventually, Triton will crash into Neptune!

Miguel Traveler: The Man from Texas – by Daniel McFatter. ISBN 978-1-5323-6614-7. Published by Brave Mission Publishing, 2016. Reviewer received book from Author as e-book in pdf format.

Review by Chris Phillips

Miguel wakes up floating in a solution and being cuddled and cared for by “Mama.” There is a lot going on around him and suddenly he is washed out of a large tank of fluid in to the arms of Alice, the Woman in Black. This is the surprise beginning.

The story is told from Miguel’s perspective, throughout. It is unusual for a 1st person book to hold the interest of most readers, but this is one of the few that is very well written. There are 3 sections, each proceeded by a poem that nonetheless becomes important to the story. Almost from the beginning there is action, excitement and so many seemingly mundane encounters, but prove to be truly not.

“Man is unto himself the Great Work-a puzzle to be opened, explored and ultimately solved.” This quote is almost integral to a good in-depth analysis of the book. This is one book requiring some thought after reading it because of the depth presented.

Miguel changes perspective from the dystopian future where “Man Diminished” to the time of his former life in the early 2000s, Part 2, “Once Upon a Time on Farm Road 216.” Much has changed in the long time (undefined but suggested as 250 years in the future from Miguel’s life when he disappeared in 2012). And Miguel must discover it, cope with it and find his own place. It is not until the last moment when the plot climaxes into Miguel’s purpose in life is found and made complete.

Although Miguel is the main character and the narrator throughout there are many people enter into the telling. Most of those fit well into the current events of today, especially those from the former life, however, there are so many new types of creatures, people and other entities in the future it sometimes leads to confusion which gradually leads more to an understanding of what Miguel thinks of himself and other humans. The first life is a collection of memories he slowly remembers at first, but becomes vividly clear and integral to the plot and the self discovery of Miguel in the future world.

With simulants, enhanced humans, diseased humans, and entities which appear human but have abilities well beyond human normal abilities, the book covers a lot of ground and also reveals, very gradually, that the humans are the core to the situation, problems and solutions.

The characters are developed well enough for each one’s purpose in the story. The plot is inexorable and yet very reasonable looking back through the book. It is well-developed and carried through with a certain finesse. The writing is usually consistent and apparently Miguel’s memory is very detailed with how the first life and those situations are relayed. There are some difficult passages based on dialect and some in Spanish, notwithstanding these are also discernible with a little thought.

This book can be recommended to any readers. There is some adult language, adult situations not involving sex and a lot of extreme violence. Those would be the cautions for younger readers. Those who like post-apocalyptic tales will enjoy this. Those who like psychologically and sociologically based drama will definitely enjoy this.

Recommended highly

5 Stars.

Kidnapping for ransom money is on the high. Kidnapping and ransom insurance for businesses now comes up in three categories. Firstly, as a part of comprehensive business insurance package, secondly, as a stand-alone policy for people and lastly some of the insurance companies provide it as a part of their home owners’ insurance policy.

Corporate policies normally cover most kidnapping-related expenses like hostage negotiation fees, lost wages and the ransom amount. On the other hand, stand-alone policy for individual plays a pivotal part in paying for the cost of dealing with a kidnapping. However, it does reimburse for ransom payments.

What is Kidnap and Ransom Insurance?

Kidnap, and Ransom Extortion insurance gives you numerous benefits and services. Apart from providing coverage for kidnappings and other happenings through a blend of financial indemnification and expert crisis management, a basic policy cover items like ransom payment, loss of income and medical care.

In addition, insurance companies can also give you some expert opinion on crisis management and can also impart employee training to prepare them if situation arises. This training can help them immensely in giving them the feel of what to do in a hostage situation to reduce losses due to kidnap or ransom.

When do I need Kidnap and Ransom Insurance?

According to one estimate, kidnap extortion and detention are real dangers for business firms operating both overseas and in domestic markets. Though, top management of these firms always overlooks these things by saying that it will never happen to us. They do not understand how much damage it can do on the business? With more than 1,000 annual kidnappings of business professionals and executives all around the world and number of terrorist’s attacks, such policies is an absolute necessity in the eye of life and health insurance professionals who travels internationally.

Kidnap and Ransom insurance policies gives a much-needed cushion to your business with regard to independent investigations, collaborations, arrangement and delivery of funds, and number of other services pivotal to a safe, speedy and satisfactory resolution.

Extortionists don’t discriminate on the basis of religion. Any business firm of any size can be a target for extortion threats against the firm and its employees. People tend to think business extortion and kidnapping always happen with firms who are global in nature. Radical groups and criminals are present everywhere. Kidnapping and ransom insurance will help you manage the costs link up with an extortion threat against your products, or your employees.